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Credit Report Information

Does the dream of homeownership seem out of reach for your family?

Do you have old or inaccurate items on your credit report, preventing you from moving forward with your home loan plans?


Countrywide's House America Counseling Center offers a manual, Your Personal Credit, for improving your credit report. 

This information is for people just like you, who deserve the best life has to offer.  The intent of the manual is help you polish up your credit report and get you on the road toward your dreams of homeownership.

The manual contains the following information:
  • Your rights as a consumer
  • How credit reporting works
  • The credit reporting agencies
  • Getting a copy of your credit report
  • Sample letters for the credit reporting agencies
  • How to read and evaluate your credit report
  • How to contact the agencies to correct and improve your credit report
  • Important terms you should know


Many of today's loan programs are considerate of the credit problems a majority of Americans face.  We're here to help in any way we can, so if you have any questions at all, please don't hesitate to call.  Our House America loan counselors are specially trained to show borrowers like you how to overcome obstacles to homeownership.  Call today at 800-577-3732.

The manual Your Personal Credit is in a Portable Document Format (PDF). The booklet can be downloaded or viewed on-line. This requires Adobe® Reader®. To obtain a free copy of Adobe® Reader® click here to go to the Adobe® download web site.



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